Denied Claims

Florida Property Damage Attorneys

Facing a denied property damage claim can be incredibly frustrating. But don’t worry—denial isn’t the final word. As a property owner in Florida, you have the right to challenge this decision, and Fauntleroy & Satmary, P.A., is here to help you every step of the way. Our team of expert Florida-based denied insurance claim attorneys has vast experience in handling these disputes. We know how to spot bad faith practices by insurance companies and fight for the fair outcome you deserve. 

Your Claim Was Denied—Now What? 

Property damage claim denials happen more often than you might think. Sometimes it’s due to missing information or a simple misunderstanding between you and your insurance provider. Other times, it’s a deliberate move by the insurance company to protect their bottom line. If your claim was denied, here’s how you can take action: 

  1. Review Your Insurance Policy

Understand exactly what your policy covers and ensure you’re familiar with the details. 

  1. Check the Denial Notice

Read the denial notice carefully. It should explain why your claim was denied. If you’re unsure, call your insurance provider for clarification. 

  1. Gather Additional Evidence

Strengthen your case by collecting more documentation. Take clear, detailed photos from multiple angles and provide a thorough account of the events leading to the damage. 

  1. Request an Independent Appraisal

If you disagree with the insurance company’s assessment, ask for an independent appraisal. Many insurance policies allow for this second opinion. 

  1. Show Proof of Maintenance

Demonstrate that you’ve been maintaining your property properly to counter any claims of negligence. 

  1. File an Appeal

Submit an appeal to your insurance company, including all additional documentation, and request a review of your claim. 

  1. Contact the Florida Office of Insurance Regulation

If your appeal isn’t successful, you can file a complaint with the Florida Office of Insurance Regulation. 

  1. Consult an Attorney

Appealing a denied claim can be daunting and time-consuming. An experienced attorney can guide you through the process, leveraging their expertise to help you achieve a fair result. 

Trust Us with Your Denied Claim 

Don’t navigate the complexities of a denied insurance claim alone. At Fauntleroy & Satmary, we specialize in handling these challenging situations. Here’s what we can do for you: 

  • Expert Policy Review: We’ll thoroughly examine your insurance policy to ensure you’re covered. 
  • Comprehensive Evidence Gathering: We’ll help you gather all necessary documentation to support your claim. 
  • Independent Appraisal Coordination: If needed, we’ll arrange for an independent appraisal. 
  • Efficient Appeal Filing: We’ll handle the entire appeal process with your insurance provider. 

Our experienced team is dedicated to managing every aspect of your claim, allowing you to focus on what matters most. We aim to resolve your case quickly and fairly, leveraging our extensive experience in these matters. 

Contact Fauntleroy & Satmary Today 

Don’t let a denied property damage claim overwhelm you. Trust the experts at Fauntleroy & Satmary to fight for your rights and secure the outcome you deserve. Contact us today either online or at 813-320-0550 and let us put our knowledge and resources to work for you.