Water Damage

Florida Water Damage Attorneys 

Water damage is one of the most destructive issues a property owner can face. It not only destroys personal belongings and property but can also lead to severe long-term problems like mold growth and structural damage if not addressed quickly. Most insurance policies cover water damage to restore your property to its pre-loss condition, but getting the compensation you deserve can be a challenge. At Fauntleroy & Satmary, P.A., we specialize in handling water damage claims and fighting for the full coverage included in your policy. 

Why Water Damage Claims Are Often Denied 

Insurance companies are notorious for underpaying or denying water damage claims. Here are some common reasons for claim denials: 

• Policy Exclusions: Some policies have specific exclusions or limitations related to water damage. 
• Dollar Limits: There might be caps on the amount you can claim for water damage. 
• Ambiguities in Coverage: Misinterpretations or unclear policy language can lead to disputes. 
• Late Filing: Delays in filing your claim can result in denial. 

Our experienced attorneys know how to navigate these challenges and fight for your rights. 

How to Prevent Further Damage After a Flood 

When you discover water damage, it's crucial to act quickly to prevent further issues. Here’s what you can do: 

• Stop Water Flow: Identify and stop the source of the water leak or flow. 
• Remove Standing Water: Use buckets, mops, or wet vacuums to remove pooled water. 
• Dry Affected Areas: Use fans and dehumidifiers to dry out wet areas. 
• Hire Professionals: Contact a water restoration company for thorough drying and mold prevention. 
• Keep Receipts: Save all receipts and documentation from professional services for your insurance claim. 

Common Causes of Water Damage 

Water damage can arise from various sources, each requiring a different approach for repairs and claims. Common causes include: 

• Pipe Bursts: Sudden bursts due to freezing or aging pipes. 
• Shower Pan Failure: Leaks from faulty shower installations. 
• Sink Leaks: Drips or leaks from sinks or under-sink pipes. 
• Bathtub Cracks: Cracks or leaks in bathtubs causing water seepage. 
• Refrigerator Line Leaks: Cracks in the water lines leading to leaks. 
• Faulty Plumbing Fixtures: Malfunctioning faucets, valves, or other fixtures. 
• Roof Leaks: Water intrusion from damaged or aging roofs. 
• Natural Disasters: Hurricanes, tornadoes, or heavy storms causing water intrusion. 
• Firefighting Efforts: Water damage resulting from efforts to extinguish a fire. 
• Foundation Cracks: Water seeping through cracks in the foundation. 

Water can seep into the lowest points of a structure, causing damage that isn't immediately visible. Rippling wood, buckling laminate, or uplifting tiles are often signs of hidden water damage. Acting quickly and contacting a plumber or water damage professional is crucial to prevent further damage. 

Filing a Water Damage Claim in Florida 

Filing a water damage claim requires prompt and accurate documentation. Here’s how to ensure your claim is processed smoothly: 

• Document Everything: Ask your plumber or restoration professional to document their findings and the necessary repairs. 
• Take Photos: Capture detailed photographs of all visible damage. 
• Keep All Invoices: Save invoices and estimates from plumbers, contractors, and restoration services. 
• File Quickly: Submit your claim promptly, detailing the “sudden and accidental” nature of the water loss. 

Water damage repairs can be extensive and costly, often involving more than just the immediate damage. Matching existing structures, like cabinetry or flooring, to new repairs is often necessary and should be included in your claim. 

Why Choose Fauntleroy & Satmary? 

Navigating the insurance claim process can be daunting, especially when dealing with water damage. At Fauntleroy & Satmary, we ensure your insurance adjuster takes your claim seriously and doesn’t skirt their responsibility to pay you the benefits you deserve. Florida law often requires insurers to cover attorney’s fees if your case is successful, reducing the financial burden on you. 

Contact Us Today 

Don’t face water damage alone. When you work with a Florida water damage attorney at Fauntleroy & Satmary, you’re ensuring that your rights are protected and your claim is handled with the expertise and dedication it deserves. Contact us online or call 813-320-0550 today to find out how we can assist you. Let us help you get the compensation you need to restore your property and peace of mind. Trust Fauntleroy & Satmary to be your advocate in times of crisis.